:root{
  --pspm-blue:#0b4f8a;
  --pspm-navy:#0a3256;
  --pspm-green:#2f855a;
  --pspm-gray-900:#111827;
  --pspm-gray-700:#374151;
  --pspm-gray-500:#6b7280;
  --pspm-gray-300:#d1d5db;
  --pspm-gray-200:#e5e7eb;
  --pspm-gray-100:#f3f4f6;
  --pspm-gray-50:#f8fafc;
  --pspm-red:#b42318;
  --pspm-red-50:#fef3f2;
  --radius:8px;
  --shadow-sm:0 1px 2px rgba(0,0,0,.05);
  --shadow-md:0 4px 14px rgba(15, 23, 42, .06);
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  background:#eef2f6;
  color:var(--pspm-gray-900);
  line-height:1.45;
  -webkit-font-smoothing:antialiased;
  min-height:100vh;
}

.topbar{
  background:var(--pspm-blue);
  color:#fff;
  padding:14px 20px;
}
.topbar .wrap{
  max-width:960px;margin:0 auto;
  display:flex;align-items:center;justify-content:space-between;
  gap:12px;
}
.topbar .brand{
  font-weight:700;font-size:16px;letter-spacing:.2px;
}
.topbar .tag{
  font-size:13px;opacity:.9;
}

.container{
  max-width:820px;
  margin:28px auto 60px;
  padding:0 16px;
}

.card{
  background:#fff;
  border:1px solid var(--pspm-gray-200);
  border-radius:12px;
  box-shadow:var(--shadow-md);
  overflow:hidden;
}
.card .card-head{
  padding:22px 28px 8px;
  border-bottom:1px solid var(--pspm-gray-100);
}
.card h1{
  margin:0 0 4px;
  color:var(--pspm-navy);
  font-size:22px;
  letter-spacing:-.2px;
}
.card .lede{
  margin:0;color:var(--pspm-gray-500);font-size:14px;
}
.card .card-body{padding:22px 28px 26px;}

.steps{
  display:flex;gap:6px;flex-wrap:wrap;
  padding:10px 28px 16px;
  background:var(--pspm-gray-50);
  border-bottom:1px solid var(--pspm-gray-100);
  font-size:13px;
}
.steps .step{
  display:inline-flex;align-items:center;gap:6px;
  background:#fff;border:1px solid var(--pspm-gray-200);
  border-radius:999px;padding:6px 12px;color:var(--pspm-gray-500);
}
.steps .step .num{
  display:inline-flex;width:18px;height:18px;border-radius:50%;
  background:var(--pspm-gray-200);color:var(--pspm-gray-700);
  align-items:center;justify-content:center;font-weight:700;font-size:11px;
}
.steps .step.active{
  background:var(--pspm-blue);color:#fff;border-color:var(--pspm-blue);
}
.steps .step.active .num{background:#fff;color:var(--pspm-blue);}

h2.section{
  margin:22px 0 10px;
  font-size:16px;color:var(--pspm-navy);
  border-left:3px solid var(--pspm-blue);
  padding-left:10px;
}

label{
  display:block;
  font-size:13px;font-weight:600;color:var(--pspm-gray-700);
  margin:10px 0 6px;
}
label .req{color:var(--pspm-red);margin-left:2px;}

input[type=text],
input[type=email],
input[type=tel],
input[type=number],
input[type=date],
select,
textarea{
  width:100%;
  padding:10px 12px;
  border:1px solid var(--pspm-gray-300);
  border-radius:var(--radius);
  font-size:14px;
  background:#fff;
  color:var(--pspm-gray-900);
  transition:border-color .15s, box-shadow .15s;
  font-family:inherit;
}
input:focus, select:focus, textarea:focus{
  outline:none;
  border-color:var(--pspm-blue);
  box-shadow:0 0 0 3px rgba(11,79,138,.15);
}
input.invalid, select.invalid{
  border-color:var(--pspm-red);
  background:var(--pspm-red-50);
}

.grid{display:grid;gap:12px 14px;}
.grid.cols-2{grid-template-columns:1fr 1fr;}
.grid.cols-3{grid-template-columns:repeat(3,1fr);}
.grid.name{grid-template-columns:1fr 80px 1fr;}
.grid.citystatezip{grid-template-columns:2fr 1fr 1fr;}
@media (max-width:640px){
  .grid.cols-2, .grid.cols-3, .grid.name, .grid.citystatezip{grid-template-columns:1fr;}
}

.segmented{
  display:inline-flex;border:1px solid var(--pspm-gray-300);
  border-radius:var(--radius);overflow:hidden;
}
.segmented input{display:none;}
.segmented label{
  margin:0;padding:8px 16px;font-weight:600;cursor:pointer;
  color:var(--pspm-gray-700);background:#fff;border-right:1px solid var(--pspm-gray-300);
  font-size:13px;
}
.segmented label:last-of-type{border-right:0;}
.segmented input:checked + label{
  background:var(--pspm-blue);color:#fff;
}

.help{
  color:var(--pspm-gray-500);font-size:12.5px;margin-top:4px;
}

/* Initials-next-to-acknowledgment block */
.initials-ack{
  display:flex;gap:14px;align-items:center;
  background:var(--pspm-gray-50);
  border:1px solid var(--pspm-gray-200);
  border-left:3px solid var(--pspm-blue);
  border-radius:var(--radius);
  padding:12px 14px;
}
.initials-ack .initials-input{
  flex:0 0 auto;
  width:110px;
  text-transform:uppercase;letter-spacing:.2em;font-weight:700;
  text-align:center;
  background:#fff;
}
.initials-ack .ack-text{
  margin:0;
  color:var(--pspm-gray-900);
  font-size:14px;line-height:1.5;
  font-weight:600;
  flex:1;
}
@media (max-width:480px){
  .initials-ack{flex-direction:column;align-items:stretch;}
  .initials-ack .initials-input{width:100%;}
}

.signature-box{
  border:1px dashed var(--pspm-gray-300);
  border-radius:var(--radius);
  background:var(--pspm-gray-50);
  height:140px;
  position:relative;
  overflow:hidden;
}
.signature-box canvas{
  width:100%;height:100%;display:block;touch-action:none;cursor:crosshair;
}
.signature-row{
  display:flex;gap:10px;align-items:center;justify-content:space-between;
  margin-top:6px;
}
.btn-link{
  background:none;border:0;color:var(--pspm-blue);
  font-size:13px;cursor:pointer;padding:4px 6px;
}
.btn-link:hover{text-decoration:underline;}

.actions{
  display:flex;justify-content:space-between;gap:10px;
  margin-top:24px;padding-top:18px;border-top:1px solid var(--pspm-gray-100);
}
.btn{
  appearance:none;border:0;cursor:pointer;
  padding:11px 18px;border-radius:var(--radius);
  font-size:14px;font-weight:600;
  transition:background .15s, transform .1s, box-shadow .15s;
}
.btn:active{transform:translateY(1px);}
.btn-primary{background:var(--pspm-blue);color:#fff;}
.btn-primary:hover{background:#0a467c;}
.btn-primary:disabled{background:#94a3b8;cursor:not-allowed;}
.btn-secondary{background:#fff;color:var(--pspm-gray-700);border:1px solid var(--pspm-gray-300);}
.btn-secondary:hover{background:var(--pspm-gray-50);}

.alert{
  border-radius:var(--radius);
  padding:10px 14px;font-size:13.5px;margin:10px 0;
  display:none;
}
.alert.show{display:block;}
.alert.error{background:var(--pspm-red-50);border:1px solid #fecdca;color:var(--pspm-red);}
.alert.info{background:#eff6ff;border:1px solid #bfdbfe;color:#1d4ed8;}

.success-card{
  text-align:center;padding:40px 28px;
}
.success-card .check{
  width:68px;height:68px;border-radius:50%;
  background:#ecfdf5;color:#047857;
  display:inline-flex;align-items:center;justify-content:center;
  margin-bottom:12px;border:3px solid #10b981;
}
.success-card h1{color:var(--pspm-navy);margin:6px 0 10px;}
.success-card p{color:var(--pspm-gray-700);font-size:15px;max-width:560px;margin:6px auto;}
.success-card .fine{color:var(--pspm-gray-500);font-size:13px;margin-top:18px;}

.verify-wrap{max-width:480px;margin:0 auto;}
.code-input{
  letter-spacing:.6em;font-size:22px;text-align:center;
  font-weight:700;color:var(--pspm-navy);
}

.footer-note{
  text-align:center;color:var(--pspm-gray-500);
  font-size:12px;margin-top:18px;
}